关于补助金(GIS)老人金(OAS))退休金(CPP)：60 VS 65 ，14年后退休金额 ...

退休金（Canada Pension Plan，CPP）60岁至70岁申领
老年保障金（Old Age Security，OAS）俗称老人金，加拿大住满10年，65岁申领
入息补助金（Guaranteed Income Supplement，GIS）与老人金同领

Table 1 : 单身OAS领取GIS金额
Amounts for single, surviving spouse/common-law partner or divorced pensioners receiving a full Old Age Security pension
不包含OAS，年收入零的情况下
单身OAS + GIS ：586 + 876 = 1462
https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab1-1.html
不包含OAS，年收入超过$17,783.99，则不符合资格领取GIS
If your yearly income, not including your OAS pension, exceeds $17,783.99, you do not qualify for the Guaranteed Income Supplement.



Table 2 : 配偶双方OAS领取GIS金额
Amounts for married or common-law partners, both receiving a full Old Age Security pension
不包含OAS，合併年收入零的情况下
毎人OAS + GIS : 1114 X 2 = 2228
https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab2-1.html
不包含OAS，合併年收入超过$23,519.99，则不符合资格领取GIS
If your combined yearly income, not including your OAS pension, exceeds $23,519.99, you do not qualify for the Guaranteed Income Supplement.


Table 3 : 配偶单方OAS领取GIS金额
Amounts for individuals receiving a full Old Age Security pension whose spouse or common-law partner does not receive an OAS pension
不包含OAS，合併年收入为零的情况下：
OAS + GIS : 586 + 876 = 1462
https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab3-1.html
不包含OAS，合併年收入超过$42,623.99，则不符合资格领取GIS
If your combined yearly income, not including your OAS pension, exceeds $42,623.99, you do not qualify for the Guaranteed Income Supplement.

Table 4 ：60岁至64岁配偶津贴
Amounts for individuals receiving a full Old Age Security pension and their spouse or common-law partner aged 60 to 64
配偶一方领OAS，另一方配偶60岁至64岁，可申请津贴
不包含OAS，合併年收入为零的情况下：
OAS + GIS + Allowance
586 + 527 + 1114 = 2228
https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab4-1.html
不包含OAS，合併年收入超过$32,927.99，则不符合资格领取GIS 配偶津贴
If your combined yearly income, not including your OAS pension, exceeds $32,927.99, your spouse or common-law partner does not qualify for the Allowance. If your combined yearly income, not including your OAS pension, is less than 42,624.00, you will qualify for the Guaranteed Income Supplement - see Table 3


Table 5 ：60岁至64岁未再婚鳏寡津贴
Amounts for surviving spouses or common-law partners aged 60 to 64 who have not re married or entered into a common-law partnership
不包含OAS，年收入为零的情况下
60岁至64岁未再婚鳏寡津贴1328
https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab5-1.html
不包含OAS，年收入超过$23,951.99，则不符合资格领取鳏寡配偶津贴
If your yearly income exceeds $23,951.99, you do not qualify for the Allowance for the survivor.