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关于补助金(GIS)老人金(OAS))退休金(CPP):60 VS 65 ,14年后退休金额 ...

2018-3-3 15:43| 評論: 0

摘要: 退休金(Canada Pension Plan,CPP)60岁至70岁申领老年保障金(Old Age Security,OAS)俗称老人金,加拿大住满10年,65岁申领入息补助金(Guaranteed Income Supplement,GIS)与老人金同领Table 1 : 单身OAS领取G ...
  1. 退休金(Canada Pension Plan,CPP)60岁至70岁申领
    老年保障金(Old Age Security,OAS)俗称老人金,加拿大住满10年,65岁申领
    入息补助金(Guaranteed Income Supplement,GIS)与老人金同领

    Table 1 : 单身OAS领取GIS金额
    Amounts for single, surviving spouse/common-law partner or divorced pensioners receiving a full Old Age Security pension
    不包含OAS,年收入零的情况下
    单身OAS + GIS :586 + 876 = 1462
    https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab1-1.html
    不包含OAS,年收入超过$17,783.99,则不符合资格领取GIS
    If your yearly income, not including your OAS pension, exceeds $17,783.99, you do not qualify for the Guaranteed Income Supplement.

    [​IMG]

    Table 2 : 配偶双方OAS领取GIS金额
    Amounts for married or common-law partners, both receiving a full Old Age Security pension
    不包含OAS,合併年收入零的情况下
    毎人OAS + GIS : 1114 X 2 = 2228
    https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab2-1.html
    不包含OAS,合併年收入超过$23,519.99,则不符合资格领取GIS
    If your combined yearly income, not including your OAS pension, exceeds $23,519.99, you do not qualify for the Guaranteed Income Supplement.
    [​IMG]

    Table 3 : 配偶单方OAS领取GIS金额
    Amounts for individuals receiving a full Old Age Security pension whose spouse or common-law partner does not receive an OAS pension
    不包含OAS,合併年收入为零的情况下:
    OAS + GIS : 586 + 876 = 1462
    https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab3-1.html
    不包含OAS,合併年收入超过$42,623.99,则不符合资格领取GIS
    If your combined yearly income, not including your OAS pension, exceeds $42,623.99, you do not qualify for the Guaranteed Income Supplement.

    Table 4 :60岁至64岁配偶津贴
    Amounts for individuals receiving a full Old Age Security pension and their spouse or common-law partner aged 60 to 64
    配偶一方领OAS,另一方配偶60岁至64岁,可申请津贴
    不包含OAS,合併年收入为零的情况下:
    OAS + GIS + Allowance
    586 + 527 + 1114 = 2228
    https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab4-1.html
    不包含OAS,合併年收入超过$32,927.99,则不符合资格领取GIS 配偶津贴
    If your combined yearly income, not including your OAS pension, exceeds $32,927.99, your spouse or common-law partner does not qualify for the Allowance. If your combined yearly income, not including your OAS pension, is less than 42,624.00, you will qualify for the Guaranteed Income Supplement - see Table 3
    [​IMG]

    Table 5 :60岁至64岁未再婚鳏寡津贴
    Amounts for surviving spouses or common-law partners aged 60 to 64 who have not re married or entered into a common-law partnership
    不包含OAS,年收入为零的情况下
    60岁至64岁未再婚鳏寡津贴1328
    https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab5-1.html
    不包含OAS,年收入超过$23,951.99,则不符合资格领取鳏寡配偶津贴
    If your yearly income exceeds $23,951.99, you do not qualify for the Allowance for the survivor.

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